3 Cards with Only 1 Inquiry

Kyle Cowan
2 min readJun 15, 2021

I know you may have read the subject line of the email and now you think I’m crazy. But hear me out first.

Yes, it IS possible to get three credit cards but only see one hard inquiry. I’ll prove it to you with two points. First, I want to remind you of why keeping inquiries low is important.

Hard inquiries may be scored as “low impact” on our consumer credit reports, but they still are part of the six data points for a well built credit report. We want to keep our inquiries at three or less for the greenlight because creditors look at inquiries as the consumer being desperate for credit. Numerous inquiries raise a red flag and the creditor may feel you are bad with money hence you’re trying to borrow from a bunch of places in a short amount of time.

In contrast, a person who has three or less inquiries is trusted and seen as a consumer who is balanced, responsible, and good with money. Now, let’s get to those two points I promised.

First, if you look at your credit report, you may find that you have accounts that don’t appear on each credit bureau’s report. If you have a car note, it may only appear on the report for Transunion but now with Experian and Equifax.

Lastly, credit card lines work the same way. Imagine credit card #1 reports to Transunion, credit card #2 reports to Equifax, and credit card #3 reports to Experian.

Fortunately, you don’t have to imagine the scenario above because it’s true. Not only that, we’ve included the “Secret Lenders List” in our ebook “Bank Secrets.”

The “Secret Lenders List” gives you the scoop as to what firms and banks to do business with, what credit scores are needed for approval with those firms, and, in some instances, the approximate amounts you’ll be approved for before walking in.

Imagine going into Verizon, BMW, American Express, and Chase knowing you have power over them!!

P.S.,

June 21st is the date in which “Bank Secrets” and the Mastermind Group will be going up in price as the value is just too great!!!!!

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Kyle Cowan
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I show people how to leverage credit to pay for their lifestyle without creating debt.